THE PAY OFF
How changing the way we pay changes everything
Books we've been reading
The PayPal Wars, Eric Jackson
New Money: How Payment Became Social Media, Lana Swartz
Paid: Tales of Dongles, Checks, and Other Money Stuff, Bill Maurer & Lana Swartz
How Would You Like to Pay: How Technology Is Changing The Future Of Money, Bill Maurer
A Global Guide to Fintech and Future Payment Trends, Peter Goldfinch
Alibaba: The House that Jack Ma Built, Duncan Clark
Payment Systems: From the Salt Mines to the Board Room, Dominique Rombure & Alec Nacamuli
Plumbers & Visionaries, Peter Norman
Treasury's War; The Unleashing of a New Era of Financial Warfare, Juan Zarate
Moneyland: Why Thieves and Crooks Now Rule the World and How to Take it Back, Oliver Bullough
The Panama Papers: Breaking The Story of How the Rich and Powerful Hide their Money, Frederik Obermaier
Debt: The First 5,000 Years, David Graeber
Lotharingia: A Personal History of Europe's Lost Country, Simon Winder
The Life and Legend of Sultan Saladin, Jonathan Phillips
Putting Auction Theory to Work, Paul Milgrom
The Undercover Economist, Tim Harford
Economics for the Common Good, Jean Tirole
The Fifth Risk: Undoing Democracy, Michael Lewis
The Power of Currencies and Currencies of Power, Ed. Alan Wheatley
Prisoners of Geography, Tim Marshall
The Almighty Dollar, Dharshini David
The Euro, The Battle for the New Global Currency, David Marsh
The Europeans, Luigi Barzini
Exhorbitant Privilege, Barry Eichengreen
The Battle of Bretton Woods, Benn Steil
The Money Culture, Michael Lewis
Money, Felix Martin
The Legal Concept of Money, Simon Gleeson
Money, Yuval Noah Harari
The Money Machine, Philip Coggan
Whoops!, John Lanchester
Paper Promises, Philip Coggan
The Ascent of Money, Niall Ferguson
Too Big to Fail, Andrew Ross Sorkin
Fool's Gold, Gillian Tett
Liar's Poker, Michael Lewis
When Genius Failed, Roger Lowenstein
The Death of Gentlemanly Capitalism, Philip Augur
The Big Short, Michael Lewis
Flash Boys, Michael Lewis
Papers, policy documents and proposals
The Future of Finance, Huw van Steenis, Bank of England
Central Bank Digital Currency: opportunities, challenges and design, Bank of England
Central Bank Digital Currency in an Open Economy, European Central Bank
Report on a Digital Euro, European Central Bank
Central Bank Digital Currencies: foundational principles and core features, Bank for International Settlements
A Retail Payments Strategy for the EU, European Commission
Design choices for central bank digital currency, Brookings Institute
The Shadow Payment System, Dan Awre & Kristin van Zwieten, Oxford Legal Studies
White Paper v.2.0, Libra Association Members
Retail Central Bank Digital Currency: Design Considerations, Rationales and Implications, Reserve Bank of Australia
All about Money in the 21st Century, Bank of Canada
The Rise of Digital Money, Tobias Adrian and Tommaso Mancini Griffoli, International Monetary Fund
New Forms of Digital Money, Bank of England
CBDCs: an Opportunity for the Monetary System, Bank for International Settlements
CBDCs for Cross Border Payments, Bank for International Settlements
What you write about and what you say about it is inevitably informed by what you read. Below is a non-exhaustive list of books and texts on subjects that Gottfried Leibbrandt and Natasha de Terán touch on in the book (and a few other adjacent topics) that one or other or both have read, enjoyed and been informed by.